JAKARTA – The Financial Services Authority (OJK) continues to strengthen its oversight of the fintech peer-to-peer (P2P) lending sector, also known as online lending (pinjol). Throughout 2024, OJK shut down four online lenders that violated regulations, as part of its commitment to protect consumers and enhance the credibility of the fintech industry in Indonesia.

OJK reported that it issued 661 administrative sanctions against online lenders in 2024, including four business license revocations (CIU). Two operators had their licenses revoked due to administrative sanctions, while the other two voluntarily returned their business licenses.

The two online lenders that returned their licenses were Dhanapala and Jembatan Emas in July 2024. Meanwhile, two others had their licenses revoked by OJK for failing to meet minimum equity requirements and disregarding supervisory recommendations, namely TaniFund (7 complaints) and Investree (85 complaints).

On the other hand, here is the list of 97 online lenders licensed by OJK as of early 2025.

  1. Danamas - https://p2p.danamas.co.id
  2. Samir - www.samir.co.id
  3. Amartha - https://amartha.com
  4. Dompet Kilat - https://www.dompetkilat.co.id
  5. Boost- https://myboost.co.idT
  6. Toko Modal - https://www.tokomodal.co.id
  7. Findaya - http://findaya.co.id
  8. Modalku - https://modalku.co.id
  9. KTA Kilat - http://www.pendanaan.com
  10. Kredit Pintar - http://kreditpintar.co.id
  11. Maucash - http://maucash.id
  12. Finmas - https://www.finmas.co.id
  13. KlikA2C - https://klika2c.co.id
  14. Akseleran - https://www.akseleran.co.id
  15. Ammana.id - https://ammana.id
  16. PinjamanGO - https://www.pinjamango.co.id
  17. KoinP2P - https://koinp2p.com
  18. Pohondana - http://pohondana.id
  19. Mekar - https://mekar.id
  20. AdaKami - www.adakami.id
  21. Esta Kapital Fintek - https://www.estakapital.co.id
  22. Kreditpro - http://kreditpro.id
  23. Fintag - http://fintag.id
  24. Rupiah Cepat - www.rupiahcepat.co.id
  25. Crowdo - https://crowdo.co.id
  26. Indodana - indodana.id
  27. Julo - www.julo.co.id
  28. Pinjamin - www.pinjamin.com (ganti nama dari Pinjamwinwin - pinjamwinwin.com)
  29. DanaRupiah - danarupiah.id
  30. Taralite - www.taralite.com
  31. Pinjam Modal - pinjammodal.id
  32. Alami - p2p.alamisharia.co.id
  33. AwanTunai - www.awantunai.co.id
  34. Danakini - https://danakini.co.id
  35. Singa - http://singa.id
  36. Danamerdeka - http://danamerdeka.co.id
  37. Easycash - http://indo.geteasycash.asia
  38. Pinjam Yuk - http://www.pinjamyuk.co.id
  39. FinPlus - www.finplus.co.id
  40. UangMe - http://uangme.id
  41. PinjamDuit - http://pinjamduit.co.id
  42. Dana Syariah - http://danasyariah.id
  43. Batumbu - www.batumbu.id
  44. Cashcepat - http://cashcepat.id
  45. klikUMKM - www.klikUMKM.co.id
  46. Pinjam Gampang - http://www.kreditplusteknologi.id
  47. cicil - https://www.cicil.co.id
  48. Lumbungdana - http://lumbungdana.co.id
  49. 360 Kredi - www.360kredi.id
  50. Ethis - https://ethis.co.id
  51. Kredinesia - www.kredinesia.id
  52. Pintek - http://pintek.id
  53. ModalRakyat http://modalrakyat.id
  54. Solusiku - www.solusi-ku.id
  55. Cairin - www.cairin.id
  56. TrustIQ - http://trustiq.id
  57. Klik Kami - www.klikkami.co.id
  58. Duha Syariah - www.duhasyariah.com
  59. Invoila - http://invoila.co.id
  60. Sanders One Stop Solution - http://sanders.co.id
  61. DanaBagus - www.danabagus.id
  62. Uku - ukuindo.com
  63. Kredito - https://kredito.id
  64. AdaPundi - www.adapundi.com
  65. ShopeePayLater - www.lenteradana.co.id/lender/
  66. Modal Nasional - www.modalnasional.co.id
  67. Komunal - www.komunal.co.id
  68. Restock.ID - www.restock.id
  69. Asetku - http://asetku.co.id
  70. Ringan - www.ringan.co.id
  71. Avantee - www.avantee.co.id
  72. Gradana - gradana.co.id
  73. Danacita - www.danacita.co.id
  74. IKI Modal - www.ikimodal.com
  75. Ivoji - www.ivoji.id
  76. Indofund.id - indofund.id
  77. iGrow - igrow.asia
  78. Danai.id - http://danai.id
  79. Dumi - minjem.com
  80. Lahan Sikam - www.lahansikam.co.id
  81. Qazwa.id - qazwa.id
  82. KrediFazz - www.kredifazz.id
  83. Doeku - doeku.id
  84. Aktivaku - aktivaku.com
  85. Danain - www.danain.co.id
  86. Indosaku - indosaku.id
  87. Uatas - www.uatas.id
  88. Edufund - www.edufund.co.id
  89. GandengTangan - www.gandengtangan.co.id
  90. Papitupi Syariah - www.papitupisyariah.com
  91. BantuSaku - bantusaku.id
  92. Danabijak - danabijak.com
  93. AdaModal - www.adamodal.co.id
  94. SamaKita - samakita.co.id
  95. KawanCicil - http://kawancicil.co.id
  96. Crowde - https://crowde.co
  97. KlikCair - klikcair.com

(LK/ZH)