JAKARTA – PT Bank Amar Indonesia Tbk (AMAR) is targeting double-digit growth in loan disbursement for 2025, driven by the performance of its digital lending platform, Tunaiku.

David Wirawan, SVP Finance at AMAR, previously revealed that lending through Tunaiku grew by 30% year-on-year (yoy) in 2024.

"For context, in 2024, Tunaiku contributed around 60% to our total portfolio," David explained when attending the Amar Bank Digital Economy and Banking Outlook event today (20/3).

However, David acknowledged that there would be a shift in Amar Bank's loan portfolio composition due to the bank's expansion into new customer segments.

“There might be a slight shift this year, as we will also enter the corporate commercial segment. This will align with our long-term strategy to become a digital bank that serves SMEs,” David noted.

According to David, this expansion aims to broaden the scope of Amar Bank’s financing services, particularly in the Small and Medium Enterprises (SME) segment.

“We will serve their suppliers, distributors, or chain players starting this year,” he concluded.

Based on David's presentation, by 2024, 50-56% of Amar Bank's loan portfolio consisted of loans for SMEs, particularly in the micro segment, serving the trading sector. (ZH/DK)