JAKARTA – PT Bank Permata Tbk (BNLI) remains focused on long-term growth rather than pursuing Bank Group based on Core Capital (Kelompok Bank berdasarkan Modal Inti/KBMI) 4 status as recommended by Financial Services Authority (OJK).

KBMI is a categorisation of banks by OJK based on core capital, regulated under POJK Number 12/POJK.03/2021. KBMI 1 includes banks with core capital of up to IDR 6 trillion, while KBMI 2 refers to banks with core capital of up to IDR 14 trillion. KBMI 3 includes banks with core capital of up to IDR 70 trillion, and KBMI 4 refers to banks with core capital of more than IDR 70 trillion.

Currently, only four banks hold KBMI 4 status in Indonesia: PT Bank Rakyat Indonesia (Persero) Tbk (BBRI), PT Bank Central Asia (BBCA), PT Bank Mandiri (Persero) Tbk (BMRI), and PT Bank Negara Indonesia (Persero) Tbk (BBNI).

Meanwhile, BNLI retains its KBMI 3 status. However, with core capital surpassing IDR 40.1 trillion, Permata Bank ranks at the top among other KBMI 3 banks.

In September 2024, OJK had hinted that Permata Bank should further increase its capital to “upgrade” to KBMI 4 status.

Responding to this, Meliza M. Rusli, President Director of BNLI, during today’s (7/3) 2024 Public Expose, emphasised that Permata Bank would not solely focus on pursuing KBMI 4 status but would also consider long-term growth.

“We will focus on implementing our long-term targets to ensure that our capital can be utilised to develop the business in a more sustainable manner,” explained Meliza. (ZH)